About Prudent Coin

We desire to keep our personal lives personal, but here’s a little bit of info…  We are a couple in our 30’s with multiple kids.  We started our adult lives without college degrees, making little money, and welcoming our first child in our early 20’s.  From a mathematical perspective,  we made all the WRONG choices.  But our goal was to raise our kids well, and we both came from poorer families, so we didn’t expect to make a ton of money.  Fast forward 5ish years and we got a “lucky” break with a decent company making more than we ever had and a college degree mostly reimbursed by the company to boot.  To clarify “lucky”, 750 hours of overtime in one year was the kind of work ethic needed and college was completed cheaply but systematically.  Fast forward another 5 years and a promotion after completing college, plus working a second 30+ hours per week job, has changed our financial future.  We kept our lifestyle low and our income has skyrocketed, allowing us to save 50% or each year.  That has continued in 2022, moving companies again for a very large pay increase has allowed the savings rate to stay near 40-50% while life got more expensive with kids getting bigger and inflation hitting hard.

More to come about us…

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